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For council planning teams

Stop Losing S106 Money to Spreadsheet Chaos

Councils hold billions in unspent developer contributions — because obligation tracking lives in Excel. S106Ledger is building deadline alerts, financial tracking, and one-click IFS reporting for planning teams.

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Councils across England are joining the waitlist

Built by Crocker Digital Ltd — UK Company No. 17008789

Obligations

£4.2M

Received

£2.8M

At Risk

£340K

Billions in Developer Money Hiding in Council Spreadsheets

Planning teams across England manage S106 obligations in systems never designed for the job.

Missed spend deadlines

S106 money must be spent within 5–10 years or returned to the developer — with interest. Excel doesn't send reminders.

Data scattered across files

Bristol Council managed 700+ live agreements across multiple spreadsheets — "not efficient or effective."

IFS reporting takes days

The annual Infrastructure Funding Statement requires pulling data from every live agreement — a multi-day effort with manual systems.

Lost trigger points

Occupation thresholds pass without notice. Financial triggers activate but nobody records the receipt. Developer contributions fall through the cracks.

How S106Ledger Works

Import your existing data and start tracking in under an hour.

1

Import your agreements

Upload your existing S106 data from spreadsheets or enter agreements manually. S106Ledger structures each obligation with trigger points, financial terms, and deadlines.

2

Track triggers and contributions

Monitor development milestones that trigger obligations. Record contributions received, allocated to projects, and spent — with a full financial audit trail.

3

Get deadline alerts

Receive automated alerts before spend-by deadlines expire. Never return developer money because it sat unspent past the deadline.

4

Generate your IFS in one click

Pull your annual Infrastructure Funding Statement directly from tracked data. What currently takes days of spreadsheet wrangling becomes a one-click export.

Tired of wrestling with S106 spreadsheets every December?

Join the waitlist — we'll notify you when S106Ledger launches.

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What Changes When You Stop Using Spreadsheets

Know exactly which obligations are at risk — and why

See every agreement approaching a deadline, every trigger point nearing activation, and every contribution sitting unspent — with the context your team needs to act.

Generate your IFS in minutes, not days

Pull your annual Infrastructure Funding Statement directly from tracked data. No more December spreadsheet marathons.

Audit-ready records from day one

Every contribution received, allocated, and spent is logged with a full audit trail. When auditors or councillors ask where the money went, the answer is one click away.

Frequently Asked Questions About S106 Monitoring

What is a Section 106 agreement and who manages it?

A Section 106 agreement is a legally binding obligation under Section 106 of the Town and Country Planning Act 1990. It requires developers to deliver or fund infrastructure — affordable housing, highways, education, open space — as a condition of planning permission. Local planning authority officers manage these agreements, tracking financial contributions, in-kind obligations, trigger points, and spend deadlines across the life of each development.

How long do Section 106 agreements last?

Most S106 obligations last for the lifetime of the development permission — often 10 to 30 years. Financial contributions typically carry a spend deadline of 5 to 10 years from receipt, after which unspent funds may be returned to the developer. Monitoring officers need to track these deadlines across hundreds of concurrent agreements to avoid losing contributions.

What is an Infrastructure Funding Statement and who has to publish one?

An Infrastructure Funding Statement (IFS) is an annual report that every local planning authority in England must publish under the Community Infrastructure Levy Regulations 2010 (as amended). It details S106 contributions agreed, received, allocated, and spent during the reporting year. Many councils spend days or weeks compiling this from spreadsheets — automated IFS generation is a core feature of S106Ledger.

What can Section 106 money be used for?

S106 contributions must be used for the purpose specified in the agreement — typically affordable housing, education, transport, healthcare, open space, or community facilities. Councils cannot redirect funds to other purposes. Each obligation has specific terms, and monitoring officers must ensure contributions are allocated and spent in compliance with the legal agreement before the spend deadline expires.

What happens if S106 money is not spent before the deadline?

If a council fails to spend S106 contributions within the deadline specified in the agreement (typically 5–10 years), the developer can request a refund — often with interest. The Home Builders Federation found billions in unspent S106 contributions across English councils. Automated deadline tracking and alerts are essential to prevent this.

How is S106 different from the Community Infrastructure Levy (CIL)?

S106 agreements are negotiated per-application and fund specific obligations tied to that development. CIL is a fixed-rate charge applied to all qualifying development in an area, funding general infrastructure. Both can apply to the same development. Many planning officers manage S106 and CIL in parallel, often in separate systems — a key pain point for smaller councils.

Is S106Ledger suitable for our council size?

S106Ledger is designed for smaller English district councils and unitary authorities — the 150–200 LPAs managing S106 obligations in spreadsheets because enterprise solutions are too expensive or complex. If your team manages 50 to 500+ live agreements and spends days on annual IFS reporting, S106Ledger is built for you.

How much will S106Ledger cost?

S106Ledger is priced for planning teams, not enterprise budgets — designed to cost less than a single hour of consultant time per month. Join the waitlist for early-bird pricing when we launch.

Who is behind S106Ledger?

S106Ledger is built by Crocker Digital Ltd (Company No. 17008789), a UK software company focused on tools for local government and public sector teams. Contact us at hello@crockerdigital.co.uk.

How is my data protected?

S106Ledger collects only your email address for the waitlist — stored securely and never shared with third parties. We use GoatCounter for analytics, which collects no personal data and uses no cookies. Full details in our privacy policy.

Ready to Move Beyond Spreadsheets?

Join the waitlist for early access to S106Ledger — deadline alerts, financial tracking, and one-click IFS reporting for your council.

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